One on one CA mortgage advisory group
affordability calculator
Use the calculator below to give you an idea of how much of a mortgage you can afford. However, it is meant to be a guideline, not a rule. We have many programs available that can maximize the amount of a home you can afford.
Desired mortgage amount:
Mortgage length (in years)
Interest %
Annual property tax
Total monthly payments not including mortgage (car, loans, credit cards, etc).
 



Summary
Monthly Principal + Interest
Total Monthly Obligations
Required Salary

Listed below are the basic guidelines of how our industry determines how much of a mortgage payment you qualify for.

 
 
1. Your gross (before taxes) monthly salary should be greater than 28% of the sum of the monthly mortgage and monthly tax payments.
 
2. Your gross (before taxes) monthly salary should be greater than 36% of the sum of the monthly mortgage, monthly tax and other monthly debt payments.
   









Loan Calculators are tools designed to help you. However, we can help you know exactly what you qualify for.

testimonials
"Shant,
Thanks for your patience with my frustrations in this new loan era. You have provided great service and I will definitely recommend you to anyone I run into looking for a home loan "
Thomas Bostelaar
"Shant, thank you for all your hard work in obtaining our home loan. You were professional from the start, explaining every facet of the proposed loan clearly, and executed the loan efficiently. I look forward to working with you in the future."
Seth and Susan Goldstein
"I enjoyed working with SKR Capital Group on the refinance of my home. I was impressed by the manner in which they consulted me on the pros and cons of various loan programs and in the end recommended the ideal program for me. Thank you so much!"
Mitch Stevenson